ফিন্যান্স, ব্যাংকিং ও বিমা ১ম পত্র · অধ্যায় ২ — MCQ ও উত্তর

এইচএসসি প্রস্তুতি · ফিন্যান্স, ব্যাংকিং ও বিমা ১ম পত্র। এই অধ্যায়ে মোট 92টি প্রশ্ন আছে। নিচে প্রথম 10টি প্রশ্ন ও সঠিক উত্তর দেওয়া হলো।

এই অধ্যায়ে সব প্রশ্নে অনুশীলন করুন

1. Who issues Treasury Bonds?

   1. Commercial Bank
   2. Specialized Bank
   3. Government
   4. Insurance Dept.

   সঠিক উত্তর: Government

   ব্যাখ্যা: Treasury bonds are long-term debt instruments issued by the government to fund its budget.

2. The stages of Money Laundering are— i. Placement, ii. Intimation, iii. Leverage

   1. i & ii
   2. i & iii
   3. ii & iii
   4. i, ii & iii

   সঠিক উত্তর: i & ii

   ব্যাখ্যা: The standard stages are Placement, Layering, and Integration. "Intimation" and "Leverage" are not stages.

3. Which of the following is sold in the Money Market?

   1. Treasury Bill
   2. Treasury Bond
   3. Share
   4. Debenture

   সঠিক উত্তর: Treasury Bill

   ব্যাখ্যা: Money markets deal with short-term instruments (< 1 year), such as Treasury Bills.

4. What is the maximum number of partners in a banking partnership business?

   1. 2
   2. 10
   3. 20
   4. 50

   সঠিক উত্তর: 10

   ব্যাখ্যা: Under the Partnership Act, a banking partnership can have a maximum of 10 partners.

5. In which year was the current Company Act of Bangladesh enacted?

   1. 1932
   2. 1947
   3. 1991
   4. 1994

   সঠিক উত্তর: 1994

   ব্যাখ্যা: The 1994 Company Act is the prevailing law for companies in Bangladesh.

6. What is the full form of ICB?

   1. Investment Company of Bangladesh
   2. Investment Corporation of Bangladesh
   3. Investment Commerce Bank
   4. Investment Committee of Bangladesh

   সঠিক উত্তর: Investment Corporation of Bangladesh

   ব্যাখ্যা: ICB stands for Investment Corporation of Bangladesh, established in 1976.

7. On which date did the Securities and Exchange Commission formally start its operations?

   1. June 8, 1993
   2. Nov 14, 1993
   3. June 8, 1994
   4. Nov 14, 1994

   সঠিক উত্তর: June 8, 1993

   ব্যাখ্যা: BSEC was established on June 8, 1993, to regulate the capital market.

8. Which organization regulates the stock market in Bangladesh?

   1. BSIC
   2. BSRS
   3. BSTI
   4. BSEC

   সঠিক উত্তর: BSEC

   ব্যাখ্যা: BSEC (Bangladesh Securities and Exchange Commission) is the regulator.

9. Elements of the Money Market are— i. Treasury Bill, ii. Debenture, iii. Commercial Paper

   1. i & ii
   2. i & iii
   3. ii & iii
   4. i, ii & iii

   সঠিক উত্তর: i & iii

   ব্যাখ্যা: Treasury bills and commercial papers are short-term (Money Market); Debentures are long-term (Capital Market).

10. Stem: Mr. X took a 7 Lakh bribe, embezzled 4 Lakh by manipulating accounts, and sent 5 Lakh abroad illegally. Q: Which incident falls under "Embezzlement of Funds"?

    1. Taking bribes
    2. Account manipulation/Misappropriation
    3. Illegal transfer abroad
    4. Nepotism

    সঠিক উত্তর: Account manipulation/Misappropriation

    ব্যাখ্যা: Manipulating accounts to take money for personal use is defined as misappropriation or embezzlement.